Allow us to defualt the box for "Authorized to Receive Payment" to checked

When a new Patient case is setup and this box is missed, it causes major pain for everyone since the checks for payment that is supposed to come to the clinic goes to the patient home and they cash them. Then they don't pay. Some of them know better and some do not and are confused on what to do with the checks they receive.

We have never had a situation where we were not authorized to receive payment. Please give us the option in settings to have this box checked by default.